Working Capital Loan

Unlock your business's potential with our dynamic range of Working Capital loans, designed to enhance your operational liquidity and foster growth. Whether you're looking for fund-based or non-fund-based options, our Working Capital loans provide the necessary support to navigate financial challenges and seize growth opportunities. Tailored to meet the unique needs of your business, our loans are your partner in financial strategy and success.

Interest rate starts at 8.85%

Working Capital Loan

Dynamic funding options for businesses, including fund-based and non-fund-based limits to enhance operational liquidity.

Cash Credit: Efficiently manage working capital with flexible, continuous finance up to a set limit and only pay interest on what you use.Learn More
Overdraft Loan: Access immediate funds up to an approved limit, offering a quick and flexible financial solution for short-term needs.Learn More
Term Loan: Secure funding for significant investments with structured repayment plans and floating interest rates, adjusting to market conditions for financial flexibility.Learn More
Bank Guarantee: Mitigate risk and enhance business credibility with a bank guarantee, ensuring payment assurance in transactions.Learn More
Letter of Credit: Facilitate international trade with a Letter of Credit, providing secure payment methods and reducing credit risk.Learn More

Base Eligibility Criteria for Working Capital Loan

Business Age: Minimum of 3 years in operation.
Annual Turnover: At-least above 50 lakhs
Business Growth: Good business growth year on year basis.
Credit Score: Business and owner's credit scores are considered, preferably above 700.

Documentation

Business Proof: Business registration certificates, GST filings, partnership deeds.
Financial Documents: Audited financial statements for the last 2-3 years, recent bank statements, ITR.
KYC Documents: PAN Card, Aadhar Card (for all major stakeholders).
Property Documents: In case of secured loans, documents related to the collateral.