Commercial Property Purchase Loan

Our Commercial Property Purchase Loan is designed to help businesses and investors acquire commercial real estate, such as office spaces, retail outlets, and warehouses. Offering competitive interest rates and flexible repayment tenures, we ensure that your investment is supported by convenient financing solutions. With up to 60% LTV, our loan services simplify the path to owning commercial property, facilitating growth and expansion of your business ventures in prime locations across India.

Commercial Property Purchase Loan

Financing solutions for purchasing commercial real estate, including office spaces, retail shops, and warehouses, with competitive interest rates and flexible repayment options.

Built-Up Commercial Property Purchase Loan: Financing for purchasing existing commercial properties like offices, shops, and industrial units.Learn More
Commercial Land Purchase Loan: Tailored financing for the acquisition of commercial land for development projects.Learn More

Loan To Value

Up to 60% of the property's market value, subject to the lender's terms and conditions.

Base Eligibility Criteria for Commercial Property Purchase Loan

Applicant Age: Minimum 21 years at the time of loan application and maximum 65 years at the time of loan maturity.
Business Stability: Business should have been in operation for at least 3 years with a steady income.
Credit Score: A good credit score (750 and above) is preferred to qualify for the loan.
Income: The business should have a minimum annual turnover as per the lender’s requirement.

Documentation

KYC Documents: PAN Card, Aadhar Card, Passport, and photographs of the applicant and co-applicants.
Business Proof: Business registration certificates, GST filings, and other relevant business documents.
Financial Documents: Audited financial statements for the last 3 years, bank statements for the last 6 months, and ITR for the last 3 years.
Property Documents: Title deeds, NOC from legal bodies, and other property-related documents.