Unsecured Loans
Our Unsecured Loan offerings are designed to meet your financial needs without requiring any collateral. Whether you're looking to fund a personal project, fuel your business growth, or manage unexpected expenses, our unsecured loans provide a flexible and fast financing solution. With competitive interest rates and a streamlined application process, we make it easier for you to secure the funds you need. Eligibility depends on your income level, employment status, and creditworthiness, ensuring that our loans are tailored to suit your financial situation.
Unsecured Loans
Flexible and quick financing options without the need for collateral, including, business loans, with competitive interest rates.
Business Loan
- Fuel your business growth with quick, collateral-free financing.Learn More
Base Eligibility Criteria for Unsecured Loans
Applicant Age
- Minimum 18 years at the time of loan application and maximum 60 years at the time of loan maturity.
Employment
- For salaried: Employed at a current organization for at least 6 months. For self-employed: Business stability of at least 2 years.
Income
- Minimum net monthly income should be ₹15,000 for salaried individuals. For self-employed, a minimum annual income criteria apply, varying by lender.
Credit Score
- A credit score of 750 or above is generally preferred, indicating good creditworthiness.
Documentation
Identification Proof
- PAN Card, Aadhar Card, Passport, or Voter ID.
Address Proof
- Utility bills, Rental agreement, Passport, or Aadhar Card.
Income Proof
- For salaried: Latest 3 months' salary slips and 6 months' bank statements. For self-employed: Latest ITR, profit and loss statements, and bank statements for the last 6 months.
Credit Report
- Recent credit report indicating credit score and credit history.