Loan Against Property
Leverage the value of your property with our Loan Against Property services, offering attractive Loan to Value (LTV) terms and efficient repayment capacity evaluations. Our loan options provide a secure way to access significant funding ranging from 1 Crore to 40 Crores, using your property as collateral. This makes it an ideal solution for both personal and business financial needs. With competitive rates and a streamlined application process, our Loan Against Property ensures you can capitalize on the value of your assets, catering to substantial financial requirements with ease.
Interest rate starts at 9.15%
Loan Against Property
Secure loans using your property as collateral, with attractive LTV terms and efficient repayment capacity evaluation.
Loan Against Property Overdraft / Overdraft Facility
- Merge the benefits of a loan against property with the flexibility of an overdraft facility for optimal financial management.Learn More
Loan Against Residential Property
- Unlock the value of your residential property to meet your personal or business financial needs.Learn More
Loan Against Commercial Property
- Leverage your commercial property for securing a loan to fuel your business growth or manage cash flow.Learn More
Loan Against Property Balance Transfer Facility
- Transfer your existing loan against property to enjoy lower interest rates and better loan terms.Learn More
Loan Against Property Top-Up Facility
- Enhance your existing loan against property with additional funds at competitive rates.Learn More
Loan To Value
The Loan to Value (LTV) ratio for a Loan Against Property (LAP) typically ranges between 50% to 75% in India, indicating the loan amount can be up to 75% of the property's market value.
Base Eligibility Criteria for Loan Against Property
Age
- The borrower should be between 18 to 70 years at the time of loan maturity.
Income
- The borrower must have a regular source of income, from employment, business, or profession.
Property Type
- The property can be residential, commercial, or industrial.
Credit Score
- A good credit score, usually above 700, is preferred.
Documentation
Application Form
- Duly filled and signed application form.
KYC Documents
- PAN Card, Aadhar Card, Passport.
Income Proof
- For salaried: last 3 months' salary slips; for self-employed: last 3 years' ITR.
Property Documents
- Title deed, sale deed, and property tax receipts.